What are the best credit card rewards programs ?

The article lists several credit card reward programs that offer various benefits such as cashback, points, and miles. The Chase Sapphire Preferred Card offers 5x points on travel purchases and a sign-up bonus of 80,000 points. The American Express Gold Card provides 4x points at restaurants and U.S. supermarkets with a 60,000 points sign-up bonus. The Citi Double Cash Card gives 2% cash back on all purchases with no annual fee. The Capital One Venture Rewards Credit Card earns unlimited 2x miles per dollar on every purchase with a one-time bonus of 75,000 miles. Finally, the Blue Cash Preferred Card from American Express offers 6% cash back at U.S. supermarkets and a $300 statement credit after spending $3,000 in purchases within the first 6 months.
What are the best credit card rewards programs

Best Credit Card Rewards Programs

Credit card rewards programs are designed to provide cardholders with various benefits and incentives for using their credit cards. These programs can offer cashback, points, miles, or other types of rewards that can be redeemed for merchandise, travel, statement credits, and more. Here are some of the best credit card rewards programs available:

1. Chase Sapphire Preferred Card

  • Rewards: Earn 5x points on travel purchased through Chase Ultimate Rewards®， 3x points on dining, select streaming services, and online grocery purchases (excluding Target®， Walmart®， and wholesale clubs), 2x points on all other travel purchases, and 1x point per $1 on all other purchases.
  • Sign-up Bonus: Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • Annual Fee: $95

2. American Express Gold Card

  • Rewards: Earn 4x points at restaurants worldwide, including takeout and delivery, plus earn 4x points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1x), and 3x points on flights booked directly with airlines or through amextravel.com.
  • Sign-up Bonus: Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
  • Annual Fee: $250 (See Rates & Fees)

3. Citi Double Cash Card

  • Rewards: Earn 2% cash back on all purchases: 1% when you buy plus 1% as you pay.
  • Sign-up Bonus: None
  • Annual Fee: $0

4. Capital One Venture Rewards Credit Card

  • Rewards: Earn unlimited 2x miles per dollar on every purchase, every day, and 5x miles on hotels and rental cars booked through Capital One Travel.
  • Sign-up Bonus: Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
  • Annual Fee: $95

5. Blue Cash Preferred® Card from American Express

  • Rewards: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Plus, earn 6% cash back at U.S. supermarkets on up to $6,000 per calendar year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • Sign-up Bonus: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • Annual Fee: $0 introductory annual fee for the first year, then $95.

In conclusion, choosing the best credit card rewards program depends on your spending habits and preferences. Consider factors such as rewards rate, sign-up bonus, annual fee, and redemption options before selecting a credit card that aligns with your financial goals.